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Full or half Car Insurance: What’s the difference?

Your car must by law have a motor insurance policy. In addition to it, you can choose semi-insurance or a full insurance policy for your car. What distinguishes them is that a full insurance policy provides protection for car damage-damage to your own car in the event of a traffic accident or any other so-called external accident.

Semi-insurance car

The semi-insurance includes the basic motor insurance that you must have. In addition to traffic insurance, it also includes protection for fire, glass, and theft, assistance and rescue, legal protection, machine damage and electronics, all-risk, and crisis. The semi-insurance does not cover damage received by your car by a road accident, vandalism or other external accident. To get protection for it, you need full insurance.

Glass damage

You are paid for glazing (not headlamp glazing) which has been broken, for example by stone chips. You will not receive compensation for glass damage in case of road accidents or damage, and then you will need a full insurance policy. With the additional insurance more you will be paid if the glass is damaged by vandalism.

Burglary in the car or car theft

If you get a break-in in the car or you get a car theft, you will be reimbursed for this. The condition is that the stolen car is not settled within one month of your written claim. If your car is found with damage or if it has been damaged during an attempted theft, you will also be paid for such damage.

Assistance and rescue in salvage or towing

You may receive assistance when towing or towing in the event of a traffic accident or if the car is in a state of downtime such as a puncture. We also help with salvage if the keys have been lost, damaged or locked up. In some cases, you can also get paid for Home transportation of the driver and passengers. You also get paid for the transportation of trailer or runner, even if they would be insured in another insurance company.

Legal protection

The owner of the car or the driver of the car may be paid for attorney or attorney fees and legal expenses. For example, it can be about disputes related to a traffic injury or when buying, selling or repairing the car.

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Full or half Car Insurance: What's the difference?
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Full or half Car Insurance: What's the difference?
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Your car must by law have a motor insurance policy. In addition to it, you can choose semi-insurance or a full insurance policy for your car. What distinguishes them is that a full insurance policy provides protection for car damage-damage to your own car in the event of a traffic accident or any other so-called external accident.
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